Automatic Stay Take Control of Your Financial Future

Overland Park Automatic Stay Attorneys

Bankruptcy Protection in Overland Park: Secure Your Assets

If you are struggling to keep up with your mortgage payments, you may be worried about losing your home to foreclosure. If you have fallen behind on your car payments, you may be concerned that your lender will repossess your vehicle.

If you are facing foreclosure or repossession, you may be able to stop these actions by filing for bankruptcy. Our Overland Park bankruptcy attorneys can help you understand what options are available to you and help you navigate the bankruptcy process.

Schedule a confidential, free consultation with The Law Office of Sarah Sypher LLC by contacting us online or calling (913) 372-3556. We proudly serve clients throughout Kansas.

Understanding the Automatic Stay in Bankruptcy

When you file for bankruptcy, the court issues an order called the Automatic Stay. This order halts any foreclosure actions and repossessions, allowing you time to reorganize your debts and save your home or car.

The Automatic Stay also protects you from creditor harassment, giving you the opportunity to focus on reorganizing your finances.

Another goal of the automatic stay is to create a level playing field for creditors, ensuring that no one can collect assets before others. When the automatic stay is invoked, creditors may not receive the full amount owing. Instead, they will receive a percentage of the debtor's assets. If a creditor believes they have valid reasons, they can ask the court to lift the stay so that collection operations can resume.

Proof That a Brighter Future Is Possible

Discover how real people overcame debt and reclaimed their future with Sarah’s help.

At The Law Office of Sarah Sypher LLC, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

“She answered all of our questions and made the process a lot smoother”
Sarah helped make a difficult situation easier. She answered all of our questions and made the process a lot smoother than we could have hoped for. She put our minds at ease with the entire process. We highly recommend her and her team.

Stephen W.
“Sarah made one of the most stressful times of my life a little less.”
Sarah made one of the most stressful times of my life a little less. She answered any and all questions I had, and made me feel completely at ease about my decision. She assured me that there was light at the end of the tunnel. Thank you Sarah!!!

CM
“Great people”
Great people who are knowledgeable and extremely helpful.

Cody G.
“Absolute Best”
Sarah was the absolute best in talking through my options and helping navigate my next steps in what I was needing to do. She was easy to work with, responded quickly and her staff was top notch. I highly recommend her.

Melissa T.
“Can’t recommend Sarah Sypher and her team enough.”
“So happy I was referred to her!”

Kaity V.
“Extremely knowledgeable”
The law offices of Sarah Sypher are wonderful! I used Sarah to file for bankruptcy chapter 7 in 2025… This is the second time that I’ve used Sarah for bankruptcy. Medical bills will absolutely destroy a person. She is so kind and understanding. She has been in practice for decades. She’s extremely extremely knowledgeable. And everything is explained to you, in my Situation, I was able to do everything with phone calls, and Zoom meetings. I did not have to leave the house for any of it. Also, I want to give a big shout out to Marion and Cody!!❤️❤️ They were so helpful by helping me learn how to use my iPad to get documents sent to them and they are always open and welcome any questions that I had. And got back to me very quickly. There’s so much more that I could say. But it will not go wrong by choosing the law office offices of Sarah Sypher….

L.B.
“Highly professional”

Sarah Sypher and her team did exceptional work on our case. They were highly professional and always got back to us in a timely manner. Filing for bankruptcy was a scary experience, but Sarah made the process smooth and manageable. She took the time to explain our options and provided the knowledge we needed to choose what best fit our situation. I would highly recommend her to anyone needing to file.

C.K.
“Sarah Sypher is very informative, thorough, efficient and nice”
Sarah Sypher is very informative, thorough, efficient and nice. She has helped me through a tough situation I never thought I would be in and has made it very comforting and smooth. I recommend her to anyone.

Tami W.

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Duration of the Automatic Stay During Bankruptcy

The automatic stay is in effect for the term of the bankruptcy proceedings and will be lifted if the case is dismissed. Its duration is also determined by whether it applies to the debtor personally or to their property. Furthermore, the type of bankruptcy matters, with Chapter 13 proceedings typically lasting longer than Chapter 7 ones.

Expert Bankruptcy Guidance in Overland Park

With over 17 years of experience in bankruptcy law, our automatic stay lawyers in Overland Park are deeply committed to helping our clients regain control of their financial futures. We understand the stress and uncertainty that financial troubles can bring, and we're here to provide you with personalized service and expert guidance. The automatic stay can be a powerful tool to protect your assets and gain some breathing room during your bankruptcy proceedings. Whether you're considering Chapter 7 or Chapter 13 bankruptcy, you don't have to navigate this complex process alone. Trust in our experience and dedication to help you achieve the fresh start you deserve.

Ready for a Financial Reset? Contact Our Overland Park Bankruptcy Team Today

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What Makes the Law Office of Sarah Sypher LLC Different

Committed to Helping Our Clients
We guide clients through every step of the bankruptcy process with compassionate, expert support—helping them stop creditor actions like foreclosure, repossession, wage garnishment, and ultimately regain control of their financial lives.
Over 20 Years of Experience
With a practice rooted in consumer bankruptcy law since 2005, Sarah Sypher brings two decades of focused experience in delivering debt relief and helping clients keep the property they’ve worked hard to earn.
Personalized Service
You’ll work directly with Sarah Sypher throughout every phase of your case—with tailored guidance and free, confidential consultations designed to meet your unique situation, not a one-size-fits-all approach.