Dear Valued Clients:
We want to make you aware of how the recent government shutdown may affect filing your bankruptcy case or your current bankruptcy case if you have already filed for bankruptcy.
PLEASE BE ADVISED THAT WE ARE FILING BANKRUPTCY CASES AND PLEADINGS AND THE COURTS ARE FULLY OPERATIONAL AND FUNCTIONING.
PLEASE READ THE EXPLANATION BELOW BASED ON YOUR SPECIFIC CASE:
If we have not yet filed your case: the main effect of the shutdown will be a delay in hearings, including your Meeting of Creditors. It is imperative that we file your case on the schedule we discussed because filing will provide protection from foreclosures, lawsuits, garnishments, repossessions and other collection activity.
If you are currently in an open Chapter 7 case: the shutdown will not effect your case, other than the United States Trustees office is closed not currently reviewing cases. This does not impact your case. Your case will still proceed through the system normally.
If you are currently in an open Chapter 13 case: the shutdown does not effect your case. The Office of the Chapter 13 Trustee is a private entity and it not funded by the Federal Government. You should continue to make your payments to the Trustee, either directly or through your employer, and the Trustee will continue to disburse your payments to your creditors, as usual.
If you have any questions or concerns about your case and how the government shutdown will effect it going forward please feel free to contact me. I will continue to post updates as we find out more information.
Sarah A. Sypher
Attorney at Law
Sypher Law Group, LLC